Invest in Gold, Your Way

Investing in digital Gold with ArihantPlus is a super-simple quick, two-step process—and you can start today from as little as ₹15!

Get Investment Ready: First, you'll need your free demat and trading account with ArihantPlus. If you don't have one yet, getting set up is fast! This is your key to access stocks, mutual funds and even digital gold (ETFs or MF).

Trade & Invest in Digital Gold:

Fund Your Account: Add the funds you want to invest to your trading account.

Explore Gold Options: Head straight to your dashboard and look for the 'Explore ETFs' section. You'll find 'Gold ETFs' right there.

Choose & Buy: Select the specific Gold ETF you like. Click 'Buy', enter the amount or the quantity you wish to purchase, and hit the BUY button.

That's it! You've just invested in secure digital Gold without the hassle of physical bullion. It’s the smartest way to participate in the Gold Market directly from your ArihantPlus account. Happy investing! 

With digital investment growing in India, there is a good reason for you to choose gold ETFs over physical gold like millions of other investors. Here’s why many investors are choosing ETFs over traditional gold:

• Purity guaranteed: Each unit of gold ETF represents 24-karat gold of 99.5% purity, fully backed by physical gold held by the fund, so you never have to worry about its purity.

• Easy to buy and sell: Gold ETFs can be bought and sold on the stock exchange just like shares during market hours, offering high liquidity and flexibility.

• No storage hassles: No locker, no insurance or worry about theft, with gold ETF your gold holdings are safely held in your demat account.

• Transparent pricing: Prices move in real-time with the gold market. Plus no making charges or dealer markups like jewellery.

• Affordable entry: Unlike physical gold, you can buy a gold ETF with as little as ₹14 per unit, making it easy to gradually build your portfolio.

• Tax Efficient: Gold ETFs are generally more tax-friendly than physical gold, especially for long-term investors. 

Both gold ETFs and gold mutual funds allow you to invest in gold without actually buying physical gold — but they work a bit differently.  

Gold ETFs (Exchange Traded Funds)

• Traded directly on the stock exchange, just like shares.

• Can be bought or sold anytime during market hours, giving you high liquidity and flexibility.

• Require a demat and trading account to invest.

• Offer direct exposure to 24-karat gold prices.

• Usually have a lower expense ratio, making them more cost-efficient and transparent.

Gold Mutual Funds

• These are fund-of-funds that invest primarily in Gold ETFs.

• Do not require a demat or trading account, so they’re easier for new investors.

• Can be bought or redeemed like any other mutual fund, based on the day’s NAV (Net Asset Value).

• Offer convenience and flexibility, especially for SIP (Systematic Investment Plan) investors.

• More expensive than gold ETFs.

In short, gold ETFs suit investors who want real-time trading and lower costs, while gold mutual funds are better for those looking for simplicity and easy access. You can invest in both through the ArihantPlus app. 

Yes, investing in digital or paper gold through gold ETFs or gold mutual funds is safe and regulated by SEBI, ensuring transparency and investor protection. Gold ETFs are fully backed by physical 24K gold stored in secure vaults, removing risks of storage, theft, or purity issues. Gold mutual funds, which invest in these ETFs, add another layer of safety.  

With ArihantPlus, you can easily invest in them with just a few clicks without having to worry about purity or price. 

If you invest in gold through ETFs or mutual funds, the tax rules are like physical gold — profits are treated as capital gains.

• Short-term (STCG): Sold within 3 years – gains are added to your income and taxed as per your tax slab.

• Long-term (LTCG): Sold after 3 years – taxed at 20% with indexation, which helps lower taxable gains by adjusting for inflation.

Note: Sovereign Gold Bonds (SGBs), once a popular tax-efficient option, are no longer available for new investments. Always consult a tax advisor for personalized guidance. With ArihantPlus, you also get consolidated statements to easily track gains and simplify your tax filing. 

Yes, you can use your gold ETFs or gold mutual funds as collateral for a loan. You can pledge your mutual fund or ETFs or use MTF and get the extra cash to trade with the need to sell your gold. It's a flexible and convenient option if you need short-term liquidity, available on ArihantPlus. To know more, simply contact the ArihantPlus support team. 

Tracking your gold investments on ArihantPlus is super easy! You can view real-time gold prices, check your portfolio performance on the dashboard of your ArihantPlus app, and even set up price or value alerts to stay updated. Everything’s online, no storage worries or manual tracking like with physical gold.

Sovereign Gold Bonds (SGBs) aren’t being issued as frequently now, so they’re less relevant for new investors. If you already hold SGBs, don’t worry — they remain valid and continue earning interest until maturity. ArihantPlus now focuses on modern gold options like Gold ETFs and Gold Mutual Funds, which are easier to buy, track, and manage digitally. So, you can stay invested in gold — the smart, hassle-free way!